Users' questions

Can I overdraft my Chase debit card?

Can I overdraft my Chase debit card?

OPTION #1 (YES): You ask us to add Chase Debit Card Coverage Insufficient Funds $34 fee for each item if your account balance is overdrawn by more than $50 at the end of the business day (maximum of 3 fees per day, for a total of $102).

What happens when you overdraft your Chase debit card?

If we pay an item, we’ll charge you a $34 Insufficient Funds Fee per item if your account balance is overdrawn by more than $50 at the end of the business day (maximum of 3 fees per day, for a total of $102).

How much can you overdraft with Chase debit card?

If paid: $34 Insufficient Funds Fee per item if your account balance is overdrawn by more than $50 at the end of the business day (maximum of 3 fees per day, for a total of $102).

Can I overdraft on my debit card?

Debit Card Overdraft Service allows the bank to authorize, at its discretion, ATM and everyday (one-time) debit card transactions if there isn’t enough money in your checking account (or in accounts linked for Overdraft Protection) to cover them.

Can you withdraw money from Chase and overdraft?

No. If you don’t have enough money in your checking account or a Chase savings account that’s linked for Overdraft Protection, your ATM transaction will be declined. Cash withdrawals aren’t covered by Chase Debit Card Coverage.

How do I activate my overdraft with Chase?

Here’s how:

  1. After signing in, tap on the checking account where you want overdraft protection.
  2. Swipe up and tap “Overdraft protection,” then tap “Choose account”
  3. Choose the savings account to link to your checking account and tap “Done”
  4. Read the terms and conditions, and choose your agreement.

How does Chase overdraft work?

An overdraft occurs when you don’t have enough money in your account to cover a purchase, check or payment. Based on your account history, the deposits you make and the amount of the transaction, we may cover it for you and charge a $34 Insufficient Funds Fee.